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A Major Liability Within the Security Industry: Assault

A Major Liability Within the Security Industry: Assault

On-the-job assault is a possibility that security force dispatch businesses must be aware of. Within the security industry, considering the risks of individual job sites is a necessity, and can help mitigate overall risks. But it is not only these risks that should be considered.

The right insurance plan can benefit your business greatly. Assault can occur at any kind of job site. Commercial buildings, private storefronts, and even private homes are susceptible to all sorts of crime. While it is a worry within an industry that deals in the protection of people or assets, with the right training and preparedness procedures, your business’s employees can rest assured that their needs will be met.

Within the security industry, there are many possible coverages possible (and often necessary) for your business to brave the field of liabilities within the security industry:

  • General Liability

  • Umbrella/Excess Liability

  • Workers Compensation

  • Professional Liability

  • Assault and Battery

  • Client Property coverage

  • Crime coverage

If an employee of yours has been assaulted on the job, investigating all facets of the incident is necessary. Proper documentation should occur, as should the interviewing of all employees and witnesses present. Depending on the job site, surveillance recordings may be possible to find. These will allow for you as a business to understand the situation in a more complete manner.

Assault is serious, and can bring not only physical, but mental harm to a security employee. Being insured in these situations can protect both employees as well as your business. In cases where employees are not at fault, it is important to consider their wellbeing, and to review procedures so that such incidents can be mitigated.

The security industry is full of potential liabilities, so it is up to the right coverage plan to keep your business properly insured. The expert general insurance brokers at Central Insurance Agency can help with this process, creating tailor-made policies best suited to your security business.

Contact CIA today for a free quote!

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