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Comprehensive Insurance for Contractors

Comprehensive Insurance for Contractors

Contract work varies greatly between businesses. Because of this, insurance policies should be tailor-made for businesses within such a varied industry. Contract businesses deal with inherent on the job risks everyday. Having the right insurance plan in your corner can be the difference between financial stability and high levels of unnecessary risk.

Because of the great number of insurance liabilities faced by contractors the insurance solutions offered to them must be robust and effective like those offered by Central Insurance Agency.

Central Insurance Agency offers many policies to contractors, including but not limited to:

  • General Liability

  • Property in Transit

  • Workers’ Compensation

  • Commercial Auto

  • Umbrella/Excess Liability

  • Errors and Omissions

Central Insurance Agency benefits contractors by working with your business to find the best policies for you. A coverage plan that can navigate the minefield that is contractor insurance risk can help one’s business remain secure. General liability is often expected as part of most contractors’ insurance plans. Not only is it expected when conducting business but general liability insurance is often the first considered as part of a contractor’s plan.

For those contractors who deal with regular construction, your risks are numerous, but it is possible to efficiently protect against them. Consider your options, but note that the most common risks are bodily injury, property damage, as well as the cost of ensuing medical payments. Risk can also come from outside of your business and employees. If someone outside of a job site wanders onto the site and retains an industry, your business is often  liable for that. Keeping employees aware of insurance risks can help to reduce unnecessary accidents. At the end of the day damage to your client’s property can affect your bottom line. No matter the injury, if it is caused by an employee or job site negligence, you may be liable.

Contractors everywhere can be at peace, however, through the use of a functional and strong insurance plan. With Central Insurance Agency you are in the right hands for your insurance needs.

Contact CIA today for a free quote!

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