Contractor Insurance Needs with Central Insurance Agency
Contractors of any kind may find themselves in a situation in which they have not been properly insured. There are many different types of contractors providing services right now. Each one faces a unique set of risks. Because of the great number of risks faced by contractors the insurance solutions offered to them have to vary greatly.
Central insurance agency offers many policies to contractors, including but not limited to:
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General Liability
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Property in Transit
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Workers’ Compensation
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Commercial Auto
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Umbrella/Excess Liability
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Errors and Omissions
General liability insurance is an important function of your policy plan. Contractors should work closely with Central Insurance Agency to provide their business with a strong, tailor-made coverage plan. There are many ways for your business to experience financial harm. Because of this, general liability is not only expected when conducting business but should be among the first parts of your insurance plan.
Two major aspects of the contracting industry within the frame of construction are bodily injury, property damage, and medical payments. If someone outside of a job site wanders onto the site for any reason and is injured, your business is liable for that.
Property damage should also be considered. This can happen to either a client’s property or on a job site not owned by you. Damage to your client’s property or any other property during your work is important to consider, as your business will be liable during these accidents. Injury can also result from property damage, leading to medical bills associated with a bodily injury claim. No matter the injury, if it is caused by an employee or job site negligence, you may be liable.
Contractors everywhere can be at peace, however, through the use of a functional and strong insurance plan. With Central Insurance Agency you are in the right hands for your insurance needs.