Facilities Maintenance Insurance

Insurance for Facilities Maintenance Companies

The breadth, depth, and variety of services provided by facility maintenance companies are far ranging and impressive: cleaning and maintaining the interior and exterior of buildings, repairing and maintaining building systems and equipment, supervising building security systems, completing routine inspections and preventive maintenance, overseeing subcontractors and trades, and managing supplies, tools, and equipment. It’s no surprise, then, that when it comes to adequately insuring such disparate services, there are a multitude of operations to consider – and cover.

Protect Profits with the Right Insurance Coverage

Aside from the potential risks inherent in a facilities maintenance company’s vast services, hired staff and building visitors present another layer of liability. However, with all the moving parts a building’s daily activities represent, the most common liability claims come under the category of “trips and falls.” That’s why an umbrella policy, with its extensive additional coverage, is worth evaluating. To find out exactly what coverage your company needs, Central Insurance Agency can conduct a true line-by-line assessment of your existing policies to uncover any hidden exposure and recommend changes to your coverage that will mitigate your risk and even save you money.

Win More Bids and RFPs

When bidding on new business, you may find that the associated terms in the client’s contract can require even more expensive general liability coverage. As you apply for coverage, it can be all too easy to misjudge or miscategorize your assets and risks. This can result in unnecessarily costly policies or, worse yet, denial of coverage. After being turned down by some providers, many companies believe they will not qualify for the required insurance and resign themselves to the fact that they will lose new business in the process.

That simply does not have to be the case. With careful documentation and strategic policy development, our Central Insurance Agency industry experts can provide even hard-to-insure clients with quality coverage so they can bid on more contracts, close more deals, and take on more business.

Don’t Sweat Insurance Audits

Members of the CIA team are also available to audit current policies, identify errors or omissions, help you correctly classify employees, create insurance packages that meet your needs, and advise on ways to incorporate insurance costs into fees.

CIA Knows Facilities Maintenance Contractor Insurance

Central Insurance Agency is a facilities maintenance contractor insurance company that offers general liability, workers’ compensation, professional liability, excess umbrella, commercial auto, employment practices liability, and bonding insurance. How can we help you?