Information sourced from Negligent Security Attorney
The security industry has experienced a number of recent changes, including an increased need for guards. With this growth comes increased risks— it’s important to make sure you are protecting your business and your security employees from potential threats. Central Insurance Agency is prepared to provide you with a custom insurance solution to fit your needs.
Negligent security cases based on the failure to provide adequate security measures (lighting, locks, fencing, security guards) result in larger settlements and jury verdicts versus cases where a business employee caused the harm. However, employers still owe a duty to their employees to keep them safe and out of harm’s way.
If an employee is raped, attacked, shot or murdered while on the job, the employer may be held responsible via a negligent security lawsuit. Likewise, if a patron or customer is attacked by an employee, the employer may be responsible for failing to properly screen the employee before hiring him. These employee based lawsuits are premised on negligent hiring, negligent retention and negligent supervision of the employee.
In Bond v. BH Acquisition Corp., 1997 Mississippi Case, a female waitress worked at a restaurant located inside a motel. As she was walking to her car after her shift, she was attacked and raped in the motel parking lot. A lawsuit was brought against the motel owner for failing to provide adequate security in the parking lot.
Apparently, the motel owner hired a private security company which had 1 security guard for multiple properties covering 240 acres. Additionally, there was only one light in the motel parking lot the light was not operating for months before the murder. The inadequate security motel lawsuit settled before trial for $1,600,000.
Covering your security agency with a custom insurance plan in unprecedented circumstances like the above case is imperative to protecting your business and your employees. Central Insurance Agency can provide you with the protection and materials you need to ensure the continued success of your company. Contact us today for a free quote!