Security Guard

Private investigation firms often operate in high-trust, high-liability environments. Even though many firms run lean operations, the nature of investigative work can create meaningful exposure. Surveillance activity, sensitive documentation, field work, client allegations, reporting disputes, and contract requirements can all… Read More »Private Investigator Insurance – General Liability, Professional Liability, Workers comp

Workers’ comp for security guards is one of the most important – and most misunderstood – parts of a security company’s insurance program. Many guard companies focus on general liability, auto, and contract limits first. Those policies matter, but workers’… Read More »Workers’ Comp for Security Guards: What Drives Cost, Audits, and Coverage Problems

Illinois security guard companies operate in a compliance environment shaped by the Illinois Department of Financial and Professional Regulation (IDFPR), PERC card requirements, Firearm Control Card rules for armed work, and a workers’ compensation classification framework governed by NCCI. Central… Read More »Security Guard Insurance in Illinois | Coverage, Cost & Requirements

Pennsylvania security guard companies operate in a compliance environment that’s meaningfully different from many states, especially when you factor in county-level licensing rules, Act 235 lethal weapons certification for armed work, and Pennsylvania workers’ comp classification practices. Central Insurance Agency… Read More »Security Guard Insurance in Pennsylvania | Coverage, Cost & Requirements

Negligent Security Liability: What Security Companies Need to Know As demand for security services continues to grow, so does the legal exposure facing security companies and property owners. One of the most significant risks in the industry is negligent security… Read More »Negligent Security Liability: Prime Hospitality Corp. v. Simms (1997)

Negligent Security Liability: Lessons from Cox v. Keg Restaurant for Security Companies As demand for security personnel continues to grow, so does the legal exposure faced by businesses, property owners, and security providers. One of the most common sources of… Read More »Negligent Security Liability: Cox v. Keg Restaurant Case & Risk Lessons for Security Companies

Security Incident Reports: Why Proper Documentation Protects Security Companies As demand for private security services continues to grow, so does operational and legal exposure. Security officers are regularly placed in high-risk situations where documentation can determine the outcome of a… Read More »Security Incident Reports: Why Proper Documentation Protects Security Companies