Employment Practices Liability INSURANCE
Employment Practices Liability Insurance: Is Your Company At Risk?
If your company has employees, your company is at risk for employee claims and lawsuits. Employment practices liability insurance (EPLI) can protect companies from the financial consequences of claims made by current or former employees for claims of discrimination, harassment, wrongful termination, and more.
However, some companies have policies that don’t cover all the costs, don’t cover certain types of claims, or do not include categorizations that correctly identify an employee’s responsibilities.
Do you know if your company has the proper insurance coverage for certain types of complaints? We can help. CIA offers no-cost, line-by-line policy reviews nationwide to help businesses understand what their policies cover and where any vulnerabilities lie.
The Right Insurance Coverage at the Best Price
Central Insurance Agency helps companies in the security guard, security systems, fire suppression, home healthcare, and facility maintenance industries find affordable EPLI. These premiums are based on several factors, including the company’s size, the industry in which it operates, and the level of risk involved in its employment practices.
Companies with a higher risk of employment-related claims, such as those with a history of lawsuits or those in high-risk industries, may pay higher premiums. CIA can help manage costs by categorizing your company correctly and ensuring that carriers assign the appropriate risk based on the characteristics of your workforce. CIA works with dozens of carriers nationwide, so our brokers can formulate the right-sized policy for your business.
Make Sure You’re Covered with a No-Cost Policy Review
Whether you want to explore your options, compare coverages, or your company has been turned down for insurance in the past, CIA is here to help. The CIA team of brokers will review your policy and suggest coverage that properly protects your business and supports your growth.
If you’re wondering if you have the right bonding insurance for your company or if you’re trying to get more coverage but have been turned down in the past, request a no-cost, line-by-line CIA Policy Review. Rest assured, our CIA team of brokers will find the right-sized insurance for you.
We are very pleased with the service we received from CIA insurance. We were notified by our old liability agency of an increase in price. CIA insurance was able to reduce our premium and still provide the same coverage. Steve was always on top of things and constantly stayed in touch during the transfer and still contacts us throughout the year to see if we have any concerns.
– Jeanine Wood, President, Global Protection System, Congers, NY