Fire Suppression Contractors Need a Strong Insurance Plan
Fire suppression contractors face numerous risks regarding their insurance. Fire suppression is a serious business, requiring robust policy to back up those who install, maintain, or monitor fire suppression systems. Fire suppression system contractors face serious risks and potential financial liability due to the nature of their industry. These liabilities stem from the fact that the fire suppression industry deals involve emergency services and fire prevention.
When things go wrong, fire suppression contractors may be the first to be blamed. Whether or not you are an established business or one that is looking into fire suppression installation, the right insurance policies are necessary to avoid fraudulent claims and claims resulting from job site accidents. By keeping employees and your overall business covered, employees can feel more secure and your business will be able to weather the potential financial situations of fire suppression industry liability.
Central Insurance Agency is a general broker that works with your business to find a policy plan that can cover all of your specific needs. CIA’s experienced team will be able to create an in-depth, tailor-made policy plan to best benefit your business and strengthen insurance risk posture. Fire suppression insurance includes professional liability, umbrella liability, and protection from on-the-job accidents, which may include workers’ compensation.
In the case of a worker sustaining an injury, fire suppression insurance can sometimes cover workers’ compensation, but this is typically only if the injury is a result of an on-site incident. As for umbrella liability, when an incident that is not covered by your general insurance policy occurs, umbrella liability can allow for your fire suppression installation, maintenance, or monitoring business to be covered more strongly.
For those businesses that deal with fire suppression systems in any form, the right insurance policies are necessary to keep both workers and the business itself insured from unnecessary risk. Contact Central Insurance Agency today to learn how your insurance needs can be met, and to get a free quote!