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What Does Fire Suppression Insurance Cover?

What Does Fire Suppression Insurance Cover?

Fire suppression system contractors, from installation contractors to designers, system monitors, and repairmen, would do well to understand the risks of the workplace. For those businesses that are based around fire suppression systems, the various liabilities that are possible can seem daunting. But whether or not you are an established business or one that is looking into fire suppression installation, know that the right insurance policies are out there.


Able to help is the general insurance broker Central Insurance Agency. This well-equipped, experienced team will be able to find tailor-made policy plans that will most benefit your fire suppression business.

Fire suppression insurance, by most standards, will include professional liability, umbrella liability, and protection from on-the-job accidents, which may include workers’ compensation. When it comes to professional liability, numerous risk factors are covered. In the event of damages resulting from on-site erroneous actions, as well as issues with the delivered product or service.

If a worker were to sustain an injury or be required to take medical leave, fire suppression insurance may cover workers’ compensation in the event it is deemed as a result of an on-site incident. 

As for umbrella liability, its coverage is broad as usual, even within the field of fire suppression. When an incident that is not covered by your general insurance policy occurs, umbrella liability can allow for businesses to be further covered and may help to even out the balance when it comes to what your general insurance policy covers.

Fire suppression insurance may cover the following according to prominent experts in the field:

  • Property, including building and equipment

  • Excess/Umbrella liability

  • Auto insurance

  • Workers’ compensation

For those businesses that deal with fire suppression equipment, the right insurance policies are necessary to keep both workers and the business itself assured from unnecessary risk. Contact Central Insurance Agency today to learn how your insurance needs can be met, and to get a free quote!

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